Abstract:
The research objective was to study credit card usage behavior of Thai generation Y in Bangkok. Entrepreneurs can create the marketing strategy for developing the quality of factors that affect credit card usage behavior and consumer needs. The researcher used questionnaires, which were the research tool for collecting the data. The sample size in the research comprised of 400 respondents, who are Thai generation Y in Bangkok.
The results found that most of the respondents were female, 26-31 years old, single, bachelor degree, company employee, average income of 25,001 to 35,000 baht per month. Most of the respondents used the Siam Commercial Bank credit card, owned about 2- 3 credit cards, and times used about 4-6 times per month. The average use of credit card about 1,001 3,000 baht per usage. The average monthly spending per credit cards was about 5,001 15,000 baht. Most of the respondents that used the credit cards were for consumer products, clothes and personal belongings, recreation products and services, respectively. Most of the credit card usage objective was 0 percent for credit card payment. Most of the credit card usage behavior was full payment.
Keywords: Behaviors, Credit Card, Thai Generation Y.