Tabaka-Morrissey, Sherri. The journey of building human capital among financially disadvantaged local Thai people : a sequential transformative mixed method case study. Doctoral Degree(Human Resource Development). Burapha University. Library. : Burapha University, 2017.
The journey of building human capital among financially disadvantaged local Thai people : a sequential transformative mixed method case study
Abstract:
This mixed methods case study, with an emphasis on qualitative inquiry,
explored four questions through a fifteen-week savings group training process: (1) what
is a process for building human capital among financially disadvantaged local Thai
people using Christian faith-based savings group training? (2) What are the effects of
implementing this process? (3) How do participants perceive their Christian faith-based
savings group financial training program? (4) Does the participants spirituality have
any relationship with their group training experience? At four locations where training
was provided, quantitative background data was gathered, identifying participants
education levels, access to financial training, and sources of financial advice. Income,
savings, and debt load are included. A pre- and post-training Spiritual Resiliency
Assessment was also administered. Additionally, at two locations, in-depth qualitative
data was collected through participatory observation of training sessions and group
meetings, providing a chronological narrative of the fifteen-week process. Posttraining, open-ended interviews were carried out as well, gathering participants
responses regarding their experience. Responses were coded for themes using
NVivo11Pro. Findings: Setting aside a portion of money for saving before spending
was described as a new pattern by participants. Most reported experiencing greater
peace due to participation and greater savings success. Spiritual practices within the
group strengthened members; group participation provided encouragement, hope, and
enhanced learning. Financial findings are provided: savings, withdrawal, and roll-over
totals of members transitioning into the second cycle of savings are included.