Abstract:
This quantitative research has the following objective; 1) to study the demographic characteristics that affect the intention to use the VTM machines of the elderly employees who are pre-retirees in the Amata Nakorn Industrial Estate; 2) to study the forms of financial services that affect the VTM service intention of the employees in the Amata Nakorn Industrial Estate; 3) to study the readiness of using technology that affect the intention to use the VTM machines of the employees in the Amata Nakorn Industrial Estate, Chon Buri. Questionnaires were used as a tool for data collection. The sample was 400 elderly employees who are pre-retirees working in the Amata Nakorn Industrial Estate, Chon Buri, aged 45-59 years. Hard copies of the questionnaires, a total of 200, were distributed them, whilst the other 200 were responded online by the rest of the respondents working in the Amata Nakorn Industrial Estate, Chon Buri. Statistics used in data analysis were t-test, F-test (One-way ANOVA) and Multiple Linear Regression analysis. It was found that the majority of the sample were female, aged 45-49 years. They obtained a Bachelors Degree and have been an employee in a private company. The average monthly income was more than 50,001 Baht. The hypothesis testing with regard to demographic characteristics showed that the educational level and average monthly income effected the intention difference of the elderly employees who are pre-retirees to use VTM machines in the Amata Nakorn Industrial Estate, Chon Buri. The aspect of the financial service forms revealed that the access to financial services effected the intention difference of the elderly employees who are pre-retirees to use VTM machines in the Amata Nakorn Industrial Estate, Chon Buri. The factor of technology readiness availability, i.e. the expectation for using technology, social influences, user-friendly interface, and technology concerns affected the intention difference of the elderly employees who are pre-retirees to use VTM machines in the Amata Nakorn Industrial Estate, Chon Buri